Terms of Service & Messaging Conditions

Business identity

Mignogna Financial INC dba Desire Agencies

Acceptance of these terms is not SMS consent

Acceptance of these Terms does not automatically constitute consent to receive SMS messages.

SMS consent must be obtained separately through the optional SMS consent checkbox on the recruiting form.

Recruiting opportunities

The website provides information regarding recruiting opportunities with Desire Agencies. Submitting a recruiting form or application does not guarantee:

• Employment
• Independent-contractor acceptance
• Insurance carrier appointment
• Licensing
• Compensation
• Placement
• Contracting
• Acceptance into the agency

Licensing and appointment

Certain opportunities may be commission-based or independent-contractor opportunities rather than hourly or salaried employment.

Applicants may be required to obtain or maintain applicable insurance licenses, carrier appointments, training, certifications, or other qualifications before conducting insurance business.

Accuracy of information

Applicants agree to provide reasonably accurate information when submitting a recruiting inquiry or application.

SMS messaging program

Applicants who separately and voluntarily opt in to SMS communications agree to receive recruiting-related text messages from Desire Agencies at the mobile number provided. Messages may include:

• Recruiting application confirmations
• Qualification questions
• Interview scheduling
• Booking or calendar links
• Appointment reminders
• Recruiter follow-up
• Application status updates
• Responses to applicant inquiries

Message frequency and rates

Messages may be sent using automated technology. Message frequency varies. Message and data rates may apply.

SMS consent is optional

Consent to receive text messages is not a condition of:

• Submitting a recruiting application
• Being considered for an employment opportunity
• Being considered for an independent-contractor opportunity
• Obtaining information about the agency
• Purchasing any product or service

Opt out

Reply STOP to any SMS message from Desire Agencies to unsubscribe from further SMS communications.

After an opt-out request, the recipient may receive a final confirmation message confirming that SMS communications have been stopped.

Help

Reply HELP for assistance.

Applicants may also contact mmignogna@desireagencies.com or 412-612-8911.

Carrier disclaimer and message delivery

Carriers are not liable for delayed or undelivered messages.

Delivery of SMS messages is subject to effective transmission by wireless carriers and network operators and cannot be guaranteed.

Mobile consent

SMS consent applies specifically to communications from Desire Agencies.

Mobile numbers and SMS opt-in consent will not be sold, rented, transferred, or shared with third parties or affiliates for their independent marketing or promotional purposes.

Privacy

Information collected through the recruiting website is subject to the Desire Agencies Privacy Policy, available at /privacy.

Website use

Applicants may not intentionally interfere with the website, attempt unauthorized access, submit malicious content, impersonate another individual, or use the website for unlawful purposes.

Intellectual property

Unless otherwise stated, content displayed on the recruiting website is owned by or licensed for use by Desire Agencies and may not be copied or redistributed in violation of applicable rights.

No guarantee

Nothing on the recruiting website should be interpreted as a guarantee of earnings, employment, contracting, licensing, carrier appointment, production, sales results, or income.

Income, compensation, and results may vary based on individual performance, licensing, agency agreements, carrier requirements, and other factors.

Changes

Desire Agencies may update these Terms periodically. The effective date shown at the top of the page identifies the current version.

Contact

• Desire Agencies
• Mignogna Financial INC
• mmignogna@desireagencies.com
• 412-612-8911